Rates As Of 7/6/2010

30 year Conforming up-to $417,000

4.25 % 1.438 points

4.375 % .209 points

4.50 % . 00 points

20 year Conforming up-to $417,000

4.25% .305 points

4.375 . 00 points

15 Year Conforming up-to $417,000

3.75 % .667 points

3.875% .125 points

4.00 % .00 points

30 year Conforming-Jumbo $417,001-729,750

4.25 % 2.137 points

4.375% 1.00 points

4.50 % .625 points

4.625 % .375 points

4.75 % .00 points

15 year Conforming –Jumbo $417,001-729,750

3.75 % 1.937 points

3.875% 1.375 points

4.00 % .73 points

4.125 .43 points

4.25 .00 points

30 Year Jumbo up- to $1,500,000

5.125 % 1.100 points

5.25 % .55 points

5.375 % .00 points

******* All rates are based on a 740 mid-credit score. Rates may be different for, non-owner occupied transactions, condos, More than 1 unit .