Rates As Of 7/20/2010

30 year Conforming up-to $417,000

4.25 1.141 points

4.375 .34 points

4.50 .00 points

20 year Conforming up-to $417,000

4.25 .25 points

4.375 .00 points

15 year Conforming up-to $417,000

3.75 .70 points

3.875 .125 points

4.0 .00 points

30 year Conforming-Jumbo $417,001- $ 729,750

4.375 1.135 points

4.50 .70 points

4.625 .35 points

4.75 .00 points

15 year Conforming –Jumbo $417,001 - $729,750

3.875 1.325 points

4.00 .75 points

4.125 .50 points

4.25 .00 points

30 year Jumbo $729-751 -1,500,000

5.0 1.125 points

5.125 .85 points

5.25 .50 points

5.375 .00 points

15 year Jumbo – Fixed

4.375 1.125 points

4.50 1.00 points

4.625 .50 points

4.75 -00 points

******* All rates are based on a 740 mid-credit score. Rates may be different for, non-owner occupied transactions, condos, More than 1 unit .