Rates As Of 7/28/2010

1. Conforming up-to $417,000 - 30 year

4.25 % 1 point

4.375 0 point

2 Conforming up-to $417,000 - 20 year

4.25 0 point

3 Conforming up- $417,000 - 15 year

3.75 .50 point

3.875 .00 point

4. Conforming –Jumbo $417,001- 729,750 - 30 year

4.25 1.955 points

4.375 1 point

4.50 .50 point

4.625 .00 point

5 Conforming –Jumbo $417,001 -729,750 - 15 year

3.75 1.60 point

3.875 1.125 point

4.0 .50 point

4,.125 .00 point

6 Conforming –Jumbo $417,001-729,750 5/1 arm

3.375 1.375 point

3.50 1.00 point

3.625 .50 point

3.75 .00 point

JUMBO Over $729,750

4.625 1.00 point

4.626 .75 point

4.875 .00 point

******* All rates are based on a 740 mid-credit score. Rates may be different for, non-owner occupied transactions, condos, More than 1 unit .