Rates As Of October 27, 2011

1. 30 year Conforming Loan up-to $417,000

3.75 % 1.234 points
3.875 % .50 point
4.00 % 00 points

2. 20 year Conforming Loan up-to $417,000

3.75% 1 point
3.875% .375 points
4.00 % 00 points

3. 15 year Conforming Loan upto $417,000

3.25 % .50 points
3.375% .00 points

4. 30 year Conforming -Jumbo $417,001 - 625,000

4.00% 1.28 points
4.125% 1.00 points
4.25 % .50 points
4.375 % .25 points
4.50 % .00 points

5. 15 year Conforming-Jumbo $417,000 - 625,000

3.375 % 1.289 points
3.50 % 1.00 point
3.625% .625 points
3.75 % .25 points
3.875% .00 points

7. FHA 30 Year fixed up-to $417,000

3.875 % 00 points

8. FHA 15 Year fixed up-to $417,000

3.50 % .00 points

9. FHA 30 Year High Balance $417,001-625,000

4.125 % .00 points

10. FHA 5./1 ARM High Balance $417,001-625,000

3.625 % .00 points

4.125 % .00 points
*Market conditions and interest rates change continually. Please contact your mortgage broker and/or lender for confirmation of the above information. I'm happy to provide mortgage broker/lender references upon request.

Rates As Of October 25, 2011

Residential Mortgage Rates and Programs
Jumbo Programs Rate Points APR
1 Year Arm 2.500% 1 2.580%
3.500% 0 3.500%
5 Year Arm 2.875% 1 2.999%
3.625% 0 3.625%
10 Year Arm 4.125% 1 4.250%
4.375% 0 4.375%
30 Year Fixed 4.875% 1 4.990%
5.000% 0 5.000%
Conforming Programs Rate Points APR
30 Year Fixed $417,000 3.875% 1 3.970%
4.125% 0 4.125%
30 Year Fixed $625,500 4.125% 1 4.190%
4.375% 0 4.375%

*Market conditions and interest rates change continually. Please contact your mortgage broker and/or lender for confirmation of the above information. I'm happy to provide mortgage broker/lender references upon request.

Rates As Of October 19, 2011

Residential Mortgage Rates and Programs
Jumbo Programs	Rate	Points	APR
1 Year Arm	2.500%	1	2.580%
	3.500%	0	3.500%
5 Year Arm	2.875%	1	2.999%
	3.625%	0	3.625%
10 Year Arm	4.125%	1	4.250%
	4.375%	0	4.375%
30 Year Fixed	4.750%	1	4.875%
	5.000%	0	5.000%

Conforming Programs	Rate	Points	APR
30 Year Fixed   $417,000	3.875%	1	3.970%
	4.125%	0	4.125%
30 Year Fixed   $625,500	4.125%	1	4.190%
	4.375%		4.375%

*Market conditions and interest rates change continually. Please contact your mortgage broker and/or lender for confirmation of the above information. I'm happy to provide mortgage broker/lender references upon request.

Rates As Of October 13, 2011

1. 30 year Conforming up-to $417,000

 

    3.75 % 1.25 points

    3.875%  .50 point

    4.00  % .00  points

 

2. 20 year Conforming up-to $417,000

 

     3.75%    .00 points

 

3.  15 year Conforming up-to $417,000

 

     3.25%    .60 points

     3.375%  .00 points

 

4.  30 year Conforming - Jumbo $417,001-625,000

 

      3.875%    1.86 points

      4.00  %    1.30 points

      4.125 %   1.00 points

      4.25   %     .375 points

      4.375%      .00  points

 

5.  15 year Conforming -Jumbo $417,001 - 625,000

   

      3.255 %   1.875 points

      3.375%    1.314 points

      3.50  %     1.00 points

      3.625 %     .625 points

      3.75   %     .25   points

      3.875 %     .00   points

Rates As Of October 12, 2011

Residential Mortgage Rates and Programs
Jumbo Programs	Rate	Points	APR
1 Year Arm	2.500%	1	2.580%
	3.500%	0	3.500%
5 Year Arm	2.875%	1	2.999%
	3.625%	0	3.625%
10 Year Arm	4.125%	1	4.250%
	4.375%	0	4.375%
30 Year Fixed	4.875%	1	4.970%
	5.000%	0	5.000%

Conforming Programs	Rate	Points	APR
30 Year Fixed   $417,000	3.990%	1	4.100%
	4.250%	0	4.250%
30 Year Fixed   $729,750	4.250%	1	4.375%
	4.625%	0	4.625%

Rates As Of 6/29/2011

Conventional Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.500%
15 Year FIXED @ 4.125%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.750%

FHA & VA Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.625% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.875% "Streamline Refinance"

15 Year FIXED @ 4.000%

  5 Year ARM  @ 4.000%

JUMBO Rates:

Available Loan Amounts from $417,001 to $2,000,000   

30 Year FIXED @ 5.875% 

  5 Year ARM  @ 4.875%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request. 

Rates As Of 6/14/2011

Conventional Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.625%
15 Year FIXED @ 4.125%
10 Year FIXED @ 3.625%
  5 Year ARM  @ 3.625%

FHA & VA Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.625% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.875% "Streamline Refinance"

15 Year FIXED @ 4.000%

  5 Year ARM  @ 4.125%

JUMBO Rates:

Available Loan Amounts from $417,001 to $2,000,000   

30 Year FIXED @ 5.875% 

  5 Year ARM  @ 4.875%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request. 

Rates As Of 5/19/2011

Conventional Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.875%
30 Year FIXED @ 5.000% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.625%
15 Year FIXED @ 4.250%
10 Year FIXED @ 3.750%
  5 Year ARM  @ 3.750%

FHA & VA Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.625%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 5.000% "Streamline Refinance"

15 Year FIXED @ 4.250%

  5 Year ARM  @ 4.125%

JUMBO Rates:

Available Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 6.000%

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

 

Rates As Of 5/18/2011

Conventional Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.500%
15 Year FIXED @ 4.125%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.500%

FHA & VA Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.625% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 5.125% "Streamline Refinance"

15 Year FIXED @ 4.125%

  5 Year ARM  @ 4.125%

JUMBO Rates:

Available Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 6.000%
  5 Year ARM  @ 5.000%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

Rates As Of 5/17/2011

Conventional Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.500%
15 Year FIXED @ 4.125%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.500%

FHA & VA Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.625% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 5.125% "Streamline Refinance"

15 Year FIXED @ 4.125%

  5 Year ARM  @ 4.125%

JUMBO Rates:

Available Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 6.000%
  5 Year ARM  @ 5.000%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

Rates As Of 4/21/2011

Conventional Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.500%
15 Year FIXED @ 4.125%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.250%

FHA & VA Rates:

Available Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 5.000% "Streamline Refinance"

15 Year FIXED @ 4.000%

  5 Year ARM  @ 3.875%

JUMBO Rates:

Available Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.875%
  5 Year ARM  @ 4.875%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

Rates As Of 4/8/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.875%
30 Year FIXED @ 5.000% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.750%
15 Year FIXED @ 4.250%
10 Year FIXED @ 3.750%
  5 Year ARM  @ 3.375%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 5.000% "Streamline Refinance"

15 Year FIXED @ 4.125%

  5 Year ARM  @ 4.000%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.875%
  5 Year ARM  @ 4.500%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

Rates As Of 4/7/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.875%
30 Year FIXED @ 5.000% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.750%
15 Year FIXED @ 4.250%
10 Year FIXED @ 3.750%
  5 Year ARM  @ 3.375%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 5.000% "Streamline Refinance"

15 Year FIXED @ 4.125%

  5 Year ARM  @ 4.000%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.875%
  5 Year ARM  @ 4.500%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.875%
  5 Year ARM  @ 4.500%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

Rates As Of 4/4/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.500%
15 Year FIXED @ 4.000%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.250%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.875% "Streamline Refinance"

15 Year FIXED @ 4.000%

  5 Year ARM  @ 3.875%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.875%
  5 Year ARM  @ 4.500%

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

Rates As Of 3/31/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.500%
15 Year FIXED @ 4.000%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.250%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.875% "Streamline Refinance"

15 Year FIXED @ 4.000%

  5 Year ARM  @ 3.875%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.750%
  5 Year ARM  @ 4.500%

 

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.   

Rates As Of 3/30/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.625%
15 Year FIXED @ 4.125%
10 Year FIXED @ 3.625%
  5 Year ARM  @ 3.250%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.625%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.875% "Streamline Refinance"

15 Year FIXED @ 4.000%

  5 Year ARM  @ 3.875%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.750%
  5 Year ARM  @ 4.500%

Basic Qualifying Standards & Underwriting Guideline Criteria

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.     

Rates As Of 3/25/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.375%
15 Year FIXED @ 4.000%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.125%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.500%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.750% "Streamline Refinance"

15 Year FIXED @ 3.875%

  5 Year ARM  @ 3.750%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.750%
  5 Year ARM  @ 4.500%

Basic Qualifying Standards & Underwriting Guideline Criteria

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply. 

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.     

Rates As Of 3/22/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.375%
15 Year FIXED @ 3.875%
10 Year FIXED @ 3.500%
  5 Year ARM  @ 3.125%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.375%
30 Year FIXED @ 4.500% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.750% "Streamline Refinance"

15 Year FIXED @ 3.875%

  5 Year ARM  @ 3.750%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.750%
  5 Year ARM  @ 4.500%

Basic Qualifying Standards & Underwriting Guideline Criteria

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply. 

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.     

Rates As Of 3/21/2011

Conventional Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.625%
30 Year FIXED @ 4.750% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

20 Year FIXED @ 4.250%
15 Year FIXED @ 3.875%
10 Year FIXED @ 3.375%
  5 Year ARM  @ 3.000%

FHA & VA Rates:

Loan Amounts from $100,000 to $729,750 depending on County Loan Limits

30 Year FIXED @ 4.375%
30 Year FIXED @ 4.500% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"

30 Year FIXED @ 4.750% "Streamline Refinance"

15 Year FIXED @ 3.750%

  5 Year ARM  @ 3.750%

JUMBO Rates:

Loan Amounts from $417,001 to $2,000,000
  

30 Year FIXED @ 5.500%
  5 Year ARM  @ 4.250%

Basic Qualifying Standards & Underwriting Guideline Criteria

Conventional & JUMBO Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.

FHA & VA Loans:

Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply. 

*Market conditions and interest rates change continually.  Please contact your mortgage broker and/or lender for confirmation of the above information.  I'm happy to provide mortgage broker/lender references upon request.