Rates As Of 5/18/2010

Conforming up-to $417,000

30 year

4.50 1.25 points

4.625% .75 point

4.75 . .25 points

4.75 0 points

15 year

4.00 1.00 points

4.125 .75 points

4.25 0 points

5/1 arm

3.25 1 point

3.375 .50 points

3.50 0 points

7/1 arm

3.50 1.00 point

3.625 .875 points

3.75 .454 points

3.875 0 points

Conforming Jumbo $417,001 - $729,750

30 year

4.625 1.75 points

4.75 1.00 point

4.875 0 points

5/1 arm

3.375 1 point

3.50 .50 point

3.625 .375 points

3.75 0 points

Jumbo over 729, 750 – 1.5 million

30 year

5.375 1.25 points

5.50 .875 points

5.625 .375 points

5.75 0 points

**** ALL RATES ARE BASED ON FICO SCORES ABOVE 740

****RATES MAY DIFFER ON CONDOMINIUMS / NON-OWNER OCCUPIED AND INVESTMENT PROPERTIES