Rates As Of 5/12/2010

RATES AS OF

5/12/2010

FOR SINGLE FAMILY RESIDENCE

Conforming Rates $417,000 *** 30 Year Fixed 4.750% 15 Year Fixed 4.250% 5 Year Fixed IO 3.250% Jumbo-Conforming Limits & Rates *** $729,750 FOR L.A. AND VENTURA COUNTIES 30 Year Fixed 4.875% 15 Year Fixed 4.250% Jumbo Rates To $1,500,000 5/1 Arm 4.500% 10/ Arm 5.500% 30 Year Fixed Jumbo 5.875%

1 POINT

******* Please note rates are based 740 credit score. *******

PLEASE REMEMBER RATES FOR CONDOS CAN BE HIGHER