Rates As Of January 23, 2012

Conforming Loan Limits ($417,000 and Under)
Loan Program
Interest Rate
Points

30 Year Fixed
3.875%
0
15 Year Fixed
3.250%
0

5/1 ARM
3.375%
0

FHA 30 Yr Fix
3.750%
0

Conforming Plus ($417,001 to $598,000 Ventura Cty)
($417,001 to $625,500 LA County)
Loan Program
Interest Rate
Points

30 Year Fixed
4.250%
0 Point

30 Year Fixed
4.00%
.750 Point

15 Year Fixed
3.50%
0 Point

Jumbo
Loan Program
Interest Rates
Points

30 Year Fixed
4.625%
0