Conventional Rates:
Loan Amounts from $100,000 to $729,750 depending on County Loan Limits
30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"
30 Year FIXED @ 4.750%
30 Year FIXED @ 4.875% Stimulus Pricing for Loan Amounts from $417,001 to $729,750"
20 Year FIXED @ 4.500%
15 Year FIXED @ 4.000%
10 Year FIXED @ 3.500%
5 Year ARM @ 3.250%
15 Year FIXED @ 4.000%
10 Year FIXED @ 3.500%
5 Year ARM @ 3.250%
FHA & VA Rates:
Loan Amounts from $100,000 to $729,750 depending on County Loan Limits
30 Year FIXED @ 4.500%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"
30 Year FIXED @ 4.500%
30 Year FIXED @ 4.750% "Stimulus Pricing for Loan Amounts from $417,001 to $729,750"
30 Year FIXED @ 5.000% "Streamline Refinance"
15 Year FIXED @ 4.250%
5 Year ARM @ 3.750%
JUMBO Rates:
Loan Amounts from $417,001 to $2,000,000
30 Year FIXED @ 5.750%
5 Year ARM @ 4.250%
5 Year ARM @ 4.250%
Basic Qualifying Standards & Underwriting Guideline Criteria
Conventional & JUMBO Loans:
Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above for Conventional loans and 720 credit score and above for JUMBO Loans. No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. For 2nd Homes and Non-Owner Occupied property's certain restrictions and rate adjustments do apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.
FHA & VA Loans:
Interest rates shown above can be used for all owner occupied purchase or refinance transactions. Minimum qualifications are a 640 credit score and above. No Bankruptcy's within the last 3 years and no Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be owner occupied. 2nd Homes or Non-Owner Occupied property's are NOT allowed. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions and rate adjustments do apply.
*Market conditions and interest rates change continually. Please contact your mortgage broker and/or lender for confirmation of the above information. I'm happy to provide mortgage broker/lender references upon request.
*Market conditions and interest rates change continually. Please contact your mortgage broker and/or lender for confirmation of the above information. I'm happy to provide mortgage broker/lender references upon request.
1 comment:
All thanks to Elegant loan firm for helping me secure a of $1,000,000.00 USD to establish my Foodstuff supermarket business in different places. I have been looking for a financial help for the past four years. But now, am completely stressed free all the help of the loan officer Mr Russ Harry. So, I will advise any person who seek for funds to improve his or her business to contact this great firm for help, and it is real and tested. You can reach them through- Email --Elegantloanfirm@Hotmail.com- or Whats-app +393511617486.
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