Rates As Of 10/12/2010

30 year Conforming up-to $417,000

3.875 .61 points

3.95 .51 points

4.00 .15 points

4.125 .00 points

15 year Conforming up-to $417,000

3.25 1.28 points

3.375 .40 points

3.50 .23 points

3.625 .00 points

10 year Conforming up-to $417,000

3.25 1.13 points

3.375 .00 points

30 year Conforming –Jumbo $417,001 - $729,750

4.25 .62 points

4.375 .125 points

4.50 .00 points

15 year Conforming –Jumbo $417,001 - $729,750

3.75 .125 points

3.875 .00 points

**** RATES ARE BASED ON A MID-FICO SCORE OF 740 AND ABOVE. RATES MAY CHANGE FOR CONDOS WITH AN LTV OVER 75%, NON-OWNER –OCCUPIED PROPERTIES, AND CASH OUT.