Rates As Of 6/21/2010

30 year fixed Conforming up to $417,000

4.375 .75 points

4.50 .50 points

4.625 .125points

4.75 .00 points

20 year fixed Conforming up to $417,000

4.25 .75 points

4.375 .25 points

4.50 .00 points

15 year fixed Conforming up to $417,000

3.875 1.125 points

4.00 .50 point

4.125 .25 point

4.125 .00 points

30 year Conforming – Jumbo $417,001 - $729,750

4.375 1.50 point

4.50 1.125 point

4.625 .625 point

4.75 .00 point

5/1 arm Conforming –Jumbo $417,001 - $729,750

3.50 .50 point

3.625 .25 point

3.75 .00 point

30 year Jumbo up to $1,500,000

5.25 .75 point

5.375 .25 point

5.50 .00 point

***** ALL RATES SUBJECT TO A 740 OR GREATER FICO SCORE, RATES MAY CHANGE FOR NON-OWNER OCCUPIED, 2-4 UNITS , AND CONDOS **********