Friday, June 25, 2010

Rates As Of 6/25/2010

RATES AS OF 6/25/2010 FOR SINGLE FAMILY RESIDENCE

Conforming Rates $417,000 ***

30 Year Fixed 4.500%

15 Year Fixed 4.000%

5 Year Fixed IO 3.625%

Jumbo-Conforming Limits & Rates ***

$729,750 FOR L.A. AND VENTURA COUNTIES

30 Year Fixed 4.750%

15 Year Fixed 4.125%

Jumbo Rates To $1,500,000

5/1 Arm 4.375%

10/ Arm 5.375%

30 Year Fixed Jumbo 5.250%


1 POINT/0 POINTS AVAILABLE

******* Please note rates are based 740 credit score. *******
PLEASE REMEMBER RATES FOR CONDOS CAN BE HIGHER

Tuesday, June 22, 2010

Rates As Of 6/22/2010

30 year Conforming up-to $417,000

4.375 .74 point

4.50 ..25 point

4.625 .00 point

20 year Conforming up-to $417,000

4.25 .686 point

4.375 .00 point

15 Year Conforming up-to $417,000

3.875 1.262 point

4.0 .304 point

4.125 . 00 point

30 year Conforming –Jumbo $ 417,001 -729,750

4.375 1.541 point

4.50 1.00 point

4.625 -66 point

4.75 .00 point

5/1 Arm Conforming – Jumbo $417,001-729,750

3.50 1.00 point

3.625 .75 point

3.75 .25 point

3.875 .00 point

30 year Jumbo up-to $1,500,000

5.25 .75 point

5.375 .45 point

5.50 .00 point

******* All rates are based on a 740 mid-credit score. Rates may be different for, non-owner occupied transactions, condos, More than 1 unit .

Monday, June 21, 2010

Rates As Of 6/21/2010

30 year fixed Conforming up to $417,000

4.375 .75 points

4.50 .50 points

4.625 .125points

4.75 .00 points


20 year fixed Conforming up to $417,000

4.25 .75 points

4.375 .25 points

4.50 .00 points


15 year fixed Conforming up to $417,000

3.875 1.125 points

4.00 .50 point

4.125 .25 point

4.125 .00 points


30 year Conforming – Jumbo $417,001 - $729,750

4.375 1.50 point

4.50 1.125 point

4.625 .625 point

4.75 .00 point


5/1 arm Conforming –Jumbo $417,001 - $729,750

3.50 .50 point

3.625 .25 point

3.75 .00 point


30 year Jumbo up to $1,500,000

5.25 .75 point

5.375 .25 point

5.50 .00 point

***** ALL RATES SUBJECT TO A 740 OR GREATER FICO SCORE, RATES MAY CHANGE FOR NON-OWNER OCCUPIED, 2-4 UNITS , AND CONDOS **********

Thursday, June 17, 2010

Rates As Of 6/17/2010

30 year Conforming up-to $417,000

4.375 1.00 point

4.50 .50 point

4.625 .00 point

20 Year Conforming up-to $417,000

4.25 1.00 point

4.375 .00 point

15 year Conforming up-to $417,000

3.875 1.25 point

4.0 .365 point

4.125 .00 point

30 year Conforming –Jumbo $417,001 - $729,750

4.50 1.125 point

4.625 .75 point

4.75 .00 point


5/1 arm

3.50 1.00 point

3.625 .50 point

3.75 .00 point

***** ALL RATES SUBJECT TO A 740 OR GREATER FICO SCORE, RATES MAY CHANGE FOR NON-OWNER OCCUPIED, 2-4 UNITS , AND CONDOS **********

Tuesday, June 15, 2010

Rates As Of 6/15/2010

30 Year Conforming up-to $417,000

4.375 1 point

4.50 .50 point

4.625 .00 point

20 Year Conforming up-to $417,000

4.25 1 point

4.375 00 point

15 year Conforming up-to $417,000

3.875 1.263 point

4.00 .30 point

4.125 .00 point

5/1 arm Conforming up-to $417,000

3.25 1.00 point

3.375 .40 point

3.50 000 point

30 Year Conforming –Jumbo $417,001-$729,750

4.50 1.125 point

4.625 .75 point

4.75 .00 point

5/1 arm

3.50 1.00 point

3.625 .50 point

3.75 .00 point


30 year Jumbo up to $1,500,000

5.25 1.125 point

5.375 .50 point

5.50 .00 point

****** Rates may be higher, for non-owner occupied properties, credit scores below 740, more than 1 unit *****

Rates As Of 6/14/2010

30 year Conforming up to $417,000

4.50 .625 points

4.625 .25 points

4.75 .00 points


20 year Conforming up to $417,000

4.25 1.00 points

4.375 .25 points

4.50 .00 points

15 year Conforming up to $417,000

4.0 1.00 points

4.125 .25 points

4.25 .00 points

30 year Jumbo – Conforming $417,001 - $729, 750

4.625 1.00 points

4.75 .375 points

4.875 .00 points

30 Year Jumbo up-to $1,500,000

5.125 .75 points

5.25 .50 points

5.375 .25 points

5.50 .00 points

****** Rates may be higher, for non-owner occupied properties, credit scores below 740, more than 1 unit *****

Friday, June 11, 2010

Rates As Of 6/11/2010

30 yr Conforming Up-to $417,000

4.375 1.125% points

4.50 .625% points

4.625 .268 % points

4.75 .00 points


20 yr Conforming

4.25 1.00 points

4.375 .174 points

4.50 .00 points

15 yr Conforming

3.875 1.625%

4.0 .625 %

4.125 .125%

4.25 .00


30 year Conforming Jumbo $417,001 -729,750

4.625 1.00% points

4.75 .50 % points

4.875 .00 % points


30 Year Jumbo up to $ 1,500,000

5.25 .50 points

5.375 .00 points

****** All rates are subject to fico scores over 740. Rates may change for investment properties and over 1 units******

Tuesday, June 8, 2010

Rates As Of 6/8/2010

30 year fixed Conforming to $417,000

4.625 0 points

4.50 .25 points

4.375 1.00 point


20 year Fixed Conforming to $417,000

4.25 1.00 point

4.375 00 points


15 year Fixed Conforming to $417,000

4.00 .70 points

4.125 .00 points

30 year Conforming Jumbo $417,001- 729,750

4.625 .70 points

4.75 .00 points

5/1 arm

3.50 .70 points

3.625 .50 points

3.75 .25 points

3.875 .00 points

****** All rates are subject to fico scores over 740. Rates may change for investment properties and over 1 units******

Monday, June 7, 2010

Rates As Of 6/7/2010

30 year conforming up-to $417,000

4.375 .626 points

4.50 .375 points

4.625 .00 points


20 year conforming up-to $417,000

4.25 .626 points

4.375 .125 points

4.50 .00 points

30 year Conforming – Jumbo $417,001-729,750

4.625 .50 point

4.75 .25 point

4.875 .00 points

30 year Jumbo up-to $1,500,000

5.25 .625 points

5.375 .00 points

****** All rates are subject to fico scores over 740. Rates may change for investment properties and over 1 units******

Saturday, June 5, 2010

Rates For The Weekend of June 5th, 2010

RATES AS OF

6/04/2010

FOR SINGLE FAMILY RESIDENCE

Conforming Rates $417,000 ***

30 Year Fixed 4.625%

15 Year Fixed 4.000%

5 Year Fixed IO 3.625%

Jumbo-Conforming Limits & Rates ***

$729,750 FOR L.A. AND VENTURA

COUNTIES

30 Year Fixed 4.750%

15 Year Fixed 4.250%

Jumbo Rates To $1,500,000

5/1 Arm 4.500%

10/ Arm 5.500%

30 Year Fixed Jumbo 5.250%

1 POINT

******* Please note rates are based 740 credit score. *******

PLEASE REMEMBER RATES FOR CONDOS CAN BE HIGHER



Friday, June 4, 2010

Rates As Of 6/4/2010

30 year Conforming up to $417,000

4.50 . .50 point

4.625 .375 points

4.75 .00 points

15 year Conforming up-to $417,000

4.00 .50 point

4.125 .375 points

4.24 .00 points

30 year Conforming – Jumbo $417,001 -729,750

4.625 1.00 point

4.75 .375 points

4.875 .00 points

5/1 arm Conforming Jumbo $417,001 – 729,750

3.50 1.00 point

3.625 .40 points

3.75 .25 points

3.875 .,00 points

30 year Jumbo -$729,750 – 1,500,000

5.25 .625 points

5.375 .25 points

5.50 .00 points

****** All rates are subject to fico scores over 740. Rates may change for investment properties and over 1 units******

Thursday, June 3, 2010

Rates As Of 6/3/2010

30 year Conforming up to $417,000

4.50 1.25 points

4.625 .75 points

4.75 .00 points


15 year Conforming up to $417,000

4.00 .653 points

4.125 . 375 points

4.25 . 00 points

5/1 arm Conforming up to $417,000

3.25 .875 points

3.375 .625 points

3.50 . 00 points


30 year Conforming –Jumbo $417,001 – 729,750

4.625 1.625 points

4.75 .625 points

4.875 .00 points

5/1 Arm Conforming-Jumbo

4.375 1.125 points

4.50 .75 points

4.625 ..50 points

4.875 ..00 points


30 year Jumbo up to $1,500,000

5.25 . .625 points

5.50 .00 points

****** RATES ARE BASED ON A 740 MID – FICO SCORE. RATES FOR CONDOS, NON-OWNER OCCUPIED PROPERTIES, AND 2 PLUS UNITS, WILL BE HIGHER. *******

Tuesday, June 1, 2010

Rates As Of 6/1/2010

30 year Conforming up to $417,000

4.50 1.00 points

4.625 .75 points

4.75 .00 points


15 year Conforming up to $417,000

4.0 1.00 points

4.125 -75 points

4.25 .00 points


30 year Conforming –Jumbo over $417,001 – 729,750

4.75 1.00 point

4.875 .00 points

5/1 arm fixed

3.625 1.00 point

3.75 .75 points

3.875 .375 points

4.00 0 points

30 year Jumbo $729, 751- $1,500,000

5.00 1 point

5.125 .75 points

5.375 1.00 points

5.50 0 points


15 year Jumbo $729, 751 - $1,500,000

4.625 1.00 point

4.75 .75 points

4.875 .00 points


Jumbo - $1,500,001 - $2,000,000

5/1 fixed 5.00 1 point

5.125 .75 points

5.25 .50 point

5.375 0 points

Super Jumbo up to $4,000,000

5/1 fixed

5.375 .1.00 point

5.50 .75 point

5.625 .375 points

5.75 .375 points

5.875 0 points

***** RATES MAY DIFFER IF FICO SCORES ARE BELOW 740, IF PROPERTY IS NON-OWNER, IF PROPERTY IS MORE THAN 1 UNIT “