Current Rates - Conforming/30 year fixed

RATES AS OF JANUARY 9TH

PLEASE ALSO NOTE THAT RATES ARE NOW CREDIT SCORE RISK BASED AND THE RATES QUOTED ARE WITH A 720 CREDIT SCORE. FOR EXAMPLE ON CONFORMING RATES

720 SCORE: 4.750%

700 SCORE: 5.250%

680 SCORE: 5.50%

RATES AS OF
1/09/2009

Conforming Rates $417,000 ***
30 Year Fixed 4.750%
20 Year Fixed 4.625%
15 Year Fixed 4.500%
Jumbo-Conforming Limits & Rates ***
VENTURA COUNTY $598,000
LOS ANGELES COUNTY $625,500
30 Year Fixed 5.000%
15 Year Fixed 4.500%
Jumbo Rates
30 Year Fixed 6.750%
5/1 Arm 6.000%
10/1 Arm 6.500%

1 POINT
******* Please note rates are based 720 credit score. *******
OTHER OPTIONS AVAILABLE!

PLEASE NOTE RATES CHANGE DAILY.