Rates As Of 8/20/2010

30 year Conforming up-to $417,000

4.0 1.036 points

4.125 56 points

4.25 .25 points

4.375 .00 points

20 year Conforming up-to $417,000

4.0 1.314 points

4.125 1.052 points

4.25 .00 points

15 year Conforming up-to $417,000

3.75 .00 points

30 year Conforming- Jumbo $417,001 – 729,750

4.25 1.090 points

4.375 .25 points

4.50 .00 points

15 year Conforming – Jumbo $417,001 – 729,750

3.75 1.050 points

3.875 .375 points

4.0 .00 points

5/1 arm Conforming – Jumbo $417,001 – 729,750

4.50 .00 points

30 year Jumbo $727,750 - $1,500,000

5.00 1.125 points

5.125 .75 points

5.25 . 50 points

15 year Jumbo $727,750 - $1,500,000

4.375 .875 points

4.50 .75 points

4.625 .52 points

4.75 .40 points

4.875 .00 points

******* All rates are based on a 740 mid-credit score. Rates may be different for, non-owner occupied transactions, condos, More than 1 unit .

Rates As Of 8/5/2010

Conforming 30 year Fixed up-to $417,000

4.00 % 1.50 points

4125 % 1.375points

4.25 % .25 points

4.375% .00 points

Conforming 20 year Fixed up-to $417,000

3.75 2.00 points

3.87 1.50 points

4.00 1.25 points

4125 .125points

4.25 .00 points

Conforming 15 year Fixed up-to $417,000

3.75 .39% points

3.875 . 00 points

Conforming Jumbo 30 year fixed to $729,750

4.25 1.571 points

4.375 .57 points

4.50 15 points

4.625 .00 points

Conforming Jumbo 15 year fixed to $729,750

3.75 1.00 point

3.875 .625 point

4.0 38 point

4.125 .00 point

5/1 ARM Conforming Jumbo to $729,750

3.25 1.00 point

3.375 .875 point

3.50 .25 point

3.625 .00 point

7/1 ARM Conforming Jumbo to $729,750

3.625 .88 point

3.75 .50 point

3.875 .00 point

Jumbo 30 loan 30 years over $729,750

$1,000,000 -1, 500,000

5.25 1.00 point

5.375 .75 point

5.50 .55 point

5.625 .00 point

******* All rates are based on a 740 mid-credit score. Rates may be different for, non-owner occupied transactions, condos, More than 1 unit .